MOSAIK
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01
Neuro Lab · Client case study

Own a piece of
Dubai real estate.

We built Mosaik, native iOS and Android apps that let anyone invest in Dubai property from their phone, earn the rent, and trade their share on a real secondary market. On-chain, regulated, non-custodial.

iOS + Android Live on AWS From AED 2,000 On-chain via XRPL
The client & the brief

Make the world's hardest asset
liquid, and compliant.

Real estate is one of the largest asset classes on earth and one of the hardest to move. A property takes months to sell, costs a fortune in fees, and forces you in at the full ticket or not at all.

Mosaik Tech DMCC came to Neuro Lab to fix that for Dubai: fractional ownership, instant settlement, and a real secondary market. The idea is not the hard part. Doing it under real regulation, with real money, for real property, without cutting corners, is the hard part.

The brief
  • Native iOS and Android apps, fully featured, bilingual EN / AR.
  • Fractional ownership of premium Dubai property from a low entry point.
  • A genuine secondary market so investors can exit, not just buy.
  • On-chain settlement under real regulation, with non-custodial ownership.
What we built

We built the core ourselves.

The fast way to ship a tokenized platform is to fork an exchange, rent a custody provider, and put a UI on top. We did not do that. A regulated real estate product cannot run on borrowed infrastructure you do not control, so the foundation is proprietary to Mosaik.

Wallet layer

Self-custody, by design

A connection and signing flow built from scratch on both platforms, the user's own wallet at the center, keys on their device, never the platform's.

Trading core

A real market, not a demo

An in-house engine for primary purchase, secondary trading, and atomic on-chain settlement, so ownership and payment move together with no half-finished states.

Market integrity

Honest when money is on the line

Automated safeguards, compliance gates, and reconciliation built into the core, the controls that keep a regulated market trustworthy.

The interesting work in regulated tokenization is not the token. It is everything around it: the wallet, the matching, the settlement, the custody model, and the controls. We built those properly.

The product

A full investment app,
native on both platforms.

Browse Dubai's premium properties on a map or as cards, invest from AED 2,000, and collect your share of the monthly rent. Track everything in a portfolio with live valuation and on-the-fly ownership certificates, then sell your share to another investor when you want out.

Discover & mapFractional purchaseMonthly rentSecondary tradingPortfolio & incomeOwnership certificatesEN / AR
01
Verify
KYC and onboarding
02
Invest
Buy fractional shares
03
Earn
Collect the rent
04
Exit
Trade your share
Mosaik app
Mosaik app
Mosaik app
Trust model

Non-custodial by design.

Most platforms hold your assets and sign on your behalf. Mosaik goes the other way: the user's own wallet is the center of the system. Buy, sell, or receive rent, and you sign it, with biometrics, on your device. The result is verifiable on-chain and the platform can never freeze or move what you own.

This aligns with self-custody regulation instead of fighting it, and it removed a hard external dependency from the critical path.

How ownership works
  • Your wallet, your keys. Keys stay on your device, never with the platform.
  • You sign every action with biometric authentication.
  • On-chain settlement via XRPL, ownership exists independently of the app.
  • Regulated custody and settlement handled by a VARA-licensed partner.
  • Identity verified with bank-grade KYC at onboarding.
Architecture

Built to scale, running fully on AWS.

Two native apps, a web operator console, an in-house core, and on-chain settlement, all on cloud-native infrastructure.

Clients

Native apps

iOS in SwiftUI, Android in Jetpack Compose, full feature parity.

Operations

Web console

An operator dashboard for listings, market ops, and oversight.

Backend

Fully on AWS

Cloud-native and serverless, hardened for production.

On-chain

XRPL settlement

Token issuance and settlement via a VARA-licensed partner.

Migration delivered

The platform's initial foundation was fully migrated to AWS as a dedicated production workstream. Mosaik now runs entirely on AWS, end to end.

The build

Delivered in full, on schedule.

0
of Phase 1 requirements delivered, 9 modules
0
of the production workstreams delivered
0
project velocity across both phases
0
native platforms, full feature parity
Two engagements, back to back
  • Phase 1, Foundation & mobile. Seven two-week sprints. The full investor product across iOS, Android, and the service layer.
  • Production, cloud migration. A focused workstream that lifted the entire stack onto AWS and hardened it for launch.
Scope, end to end
  • Wallet layer, trading core, and settlement, all proprietary.
  • Primary purchase, secondary trading, rent distribution, certificates.
  • KYC, payments, notifications, bilingual EN / AR.
  • Live on TestFlight and the Play internal track.
Where it is now

Live, hardened, and ready
for what comes next.

The hard infrastructure is done and running: the wallet layer, the trading engine, the settlement and custody model, and the controls that keep a market honest. Both apps are live in testing on the production AWS stack, bilingual, end to end.

Tokenized real estate is moving from pitch decks to live products fast. Mosaik is built to scale into the next phase rather than be rebuilt for it.

Status
  • Delivered. Full product, on AWS, on schedule, at 100% velocity.
  • Live in testing. iOS on TestFlight, Android on the Play internal track.
  • In discussion. Onboarding the UAE's major developers, the next build phase, and a public launch.
Built by Neuro Lab

Regulated fintech,
built properly.

A non-custodial wallet, an in-house trading and settlement core, two native apps, and a production cloud platform, delivered complete and on time. That is the kind of product Neuro builds.

Build with Neuro mosaik.technology neurolab.ae